1. About Us
Avanta Finance (“we”, “us”, “our”) is operated by Shane Will.
Shane Will is a Credit Representative 391785 of Buyers Choice Licencing Pty Ltd ACN 626 172 281 Australian Credit Licence 509484
Avanta Finance Pty Ltd is a Credit Representative 570152 of Buyers Choice Licencing Pty Ltd ACN 626 172 281 Australian Credit Licence 509484.
These Terms and Conditions (“Terms”) govern your use of our website and any enquiry, communication, or service request made through Avanta Finance.
By accessing our website, submitting an enquiry, or engaging with us, you agree to these Terms. If you do not agree with these Terms, please do not use our website or services.
2. Use of Our Website
You agree to use our website lawfully and only for genuine personal or business enquiry purposes.
- use our website in any way that is unlawful, misleading, fraudulent, or harmful;
- interfere with the operation or security of the website;
- attempt to gain unauthorised access to any part of the website or related systems; or
- copy, reproduce, or exploit website content without our prior written consent.
3. General Information Only
The information on this website is general in nature and is provided for information purposes only.
It does not constitute financial advice, legal advice, tax advice, credit advice, or a guarantee that any particular product, lender, or finance option is suitable for you.
You should obtain your own independent professional advice before making any financial decision.
4. No Guarantee of Approval or Outcome
Any finance assistance, indicative information, borrowing estimate, repayment example, or product information shown on this website or discussed with you is provided as a guide only.
All applications are subject to lender or provider criteria, verification, approval processes, and any applicable laws and regulations. We do not guarantee:
- approval of any application;
- the availability of any specific loan, rate, or product;
- that any product will remain available on the same terms; or
- that any result will be achieved within a particular timeframe.
5. Client Responsibilities
If you engage with us, you agree to provide information that is accurate, complete, and not misleading.
You acknowledge that delays may occur if information or documents are incomplete, inaccurate, or provided late. We may rely on the information you provide when assisting with enquiries or applications.
You are responsible for reviewing any offer, approval, disclosure document, or agreement provided by a lender or third party before accepting it.
6. Third-Party Products and Services
We may introduce you to, refer you to, or assist you with products or services offered by third parties, including lenders, brokers, insurers, valuers, and other service providers.
Those products and services are subject to the terms, conditions, policies, fees, and approval criteria of the relevant provider. We are not responsible for the acts, omissions, decisions, products, services, or representations of third parties.
7. Fees and Charges
Unless stated otherwise in writing, use of this website is free.
Any fees payable in connection with a finance application, brokerage, referral, valuation, lender process, or related service should be disclosed separately where required.
Third-party providers may charge fees, interest, default charges, establishment fees, or other costs that are outside our control.
8. Electronic Communications
By contacting us or submitting information through our website, you consent to us communicating with you electronically, including by email, SMS, and other digital means, unless you ask us not to where permitted by law.
You are responsible for ensuring your contact details are current and correct.
9. Privacy
We may collect, use, and disclose your personal information in order to respond to enquiries, provide services, assess applications, communicate with you, and comply with legal obligations.
Our handling of personal information should be set out in a separate Privacy Policy, which should be made available on the website. By using our website or engaging with us, you agree to the collection and handling of your information in accordance with that policy.
10. Intellectual Property
Unless otherwise stated, all content on this website, including text, branding, graphics, logos, layout, and materials, is owned by or licensed to Avanta Finance.
You may view and use the website for personal, non-commercial purposes only. You must not reproduce, modify, distribute, publish, or exploit any content without our prior written permission.
11. Website Availability and Accuracy
We aim to keep the website current and accurate, but we do not guarantee that the website will always be available, uninterrupted, error-free, or suitable for your particular circumstances.
We may update, remove, or change content, services, or website features at any time without notice.
12. Links to Other Websites
Our website may contain links to third-party websites for convenience only.
We do not control, endorse, or accept responsibility for third-party websites, content, policies, or services. Accessing those websites is at your own risk.
13. Limitation of Liability
To the maximum extent permitted by law, we exclude liability for loss, damage, cost, or expense suffered or incurred by you arising from or in connection with your use of, or inability to use, this website; reliance on information made available on this website; delays, errors, omissions, or interruptions; and any third-party product, service, website, lender decision, or provider conduct.
Nothing in these Terms excludes, restricts, or modifies any consumer rights, guarantees, or remedies you may have under the Australian Consumer Law or any other law that cannot lawfully be excluded.
Where liability cannot be excluded, our liability is limited to the minimum extent permitted by law.
14. Indemnity
You agree to indemnify us against any loss, liability, claim, cost, or expense arising from your misuse of the website, your breach of these Terms, or your breach of any law or the rights of another person.
15. Complaints
If you have a complaint about our services, please contact us using the details on our website so we can attempt to resolve the issue promptly.
If we are required by law to belong to an external dispute resolution scheme or maintain a formal complaints process, the relevant details should be provided in our disclosure documents or on request.
16. Changes to These Terms
We may update these Terms from time to time. Any changes will take effect once published on this website.
By continuing to use the website after the updated Terms are published, you agree to the revised Terms.
17. Governing Law
These Terms are governed by the laws of Australia. You submit to the non-exclusive jurisdiction of the courts of that State or Territory and the Commonwealth of Australia.
18. Contact Us
If you have any questions about these Terms, please contact:Avanta Finance
Shane Will
shane@avantafinance.com.au
0403 381 050
52 Wright Street, Highgate, WA, 6003